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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,360 | $97,732-44.4% | $83,831-35.2% | $135,380-59.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.01% | 1287.56%-1295.6pp | 850.99%-859.0pp | 519.81%-527.8pp |
| Employer contribution / active EE | $4,833 | $4,222+14.5% | $3,631+33.1% | $4,779+1.1% |
| Participant deferral / active EE | $9,619 | $4,683+105.4% | $4,082+135.6% | $5,609+71.5% |
| Admin fee / account holder | $586 | $6,675-91.2% | $5,479-89.3% | $10,828-94.6% |