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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,520 | $60,349+172.6% | $74,184+121.8% | $62,881+161.6% |
| Participation rate | 96.2% | 72.7%+23.4pp | 76.6%+19.5pp | 69.3%+26.8pp |
| Annual return | 3.00% | 21.38%-18.4pp | 17.74%-14.7pp | 20.14%-17.1pp |
| Employer contribution / active EE | $2,181 | $1,680+29.8% | $2,370-8.0% | $2,281-4.4% |
| Participant deferral / active EE | $4,689 | $2,856+64.1% | $3,550+32.1% | $3,203+46.4% |
| Admin fee / account holder | $2,602 | $4,261-38.9% | $5,586-53.4% | $4,296-39.4% |