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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTES MUTUAL LIFE INSURANC Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $48,078 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $25,599 |
PENTEGRA SERVICES, INC.2 years Filed as: PENTEGRA RETIREMENT SERVICES Service code 13 · EIN 13-3745616 | Contract Administrator | $1,074 |
PENTEGRA SERVICES, INC.1 year Filed as: PENTEGRA SERVICES INC Service code 50 · EIN 13-3746616 | Direct Payment | $1,074 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $39 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,269 | $105,210-9.4% | $159,487-40.3% | $85,851+11.0% |
| Participation rate | 95.1% | 75.8%+19.3pp | 82.8%+12.3pp | 69.3%+25.8pp |
| Annual return | 14.47% | 45.08%-30.6pp | 263.71%-249.2pp | 318.63%-304.2pp |
| Employer contribution / active EE | $2,384 | $3,319-28.2% | $4,831-50.7% | $2,565-7.1% |
| Participant deferral / active EE | $10,221 | $5,946+71.9% | $7,354+39.0% | $3,952+158.6% |
| Admin fee / account holder | $403 | $6,934-94.2% | $10,804-96.3% | $6,261-93.6% |