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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,717 | $175,259+104.7% | $149,723+139.6% | $139,487+157.2% |
| Participation rate | 94.4% | 83.4%+11.1pp | 78.8%+15.7pp | 80.3%+14.1pp |
| Annual return | 1.12% | 166.82%-165.7pp | 134.50%-133.4pp | 373.84%-372.7pp |
| Employer contribution / active EE | $13,704 | $5,478+150.2% | $4,821+184.2% | $4,755+188.2% |
| Participant deferral / active EE | $5,154 | $6,522-21.0% | $5,682-9.3% | $6,713-23.2% |
| Admin fee / account holder | $23,580 | $16,158+45.9% | $13,215+78.4% | $11,407+106.7% |