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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,673 | $209,422+94.2% | $178,503+127.8% | $158,982+155.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -0.05% | 188.81%-188.9pp | 151.12%-151.2pp | 302.99%-303.0pp |
| Employer contribution / active EE | $16,212 | $5,707+184.1% | $5,011+223.5% | $4,763+240.4% |
| Participant deferral / active EE | $3,969 | $5,955-33.3% | $5,202-23.7% | $5,983-33.7% |
| Admin fee / account holder | $31,072 | $17,079+81.9% | $13,987+122.1% | $11,252+176.2% |