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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,078 | $54,717+17.1% | $86,216-25.7% | $71,511-10.4% |
| Participation rate | 33.6% | 60.1%-26.5pp | 69.0%-35.3pp | 67.9%-34.3pp |
| Annual return | 16.36% | 20.07%-3.7pp | 1169.42%-1153.1pp | 28.86%-12.5pp |
| Employer contribution / active EE | $709 | $1,267-44.0% | $2,382-70.2% | $2,589-72.6% |
| Participant deferral / active EE | $1,806 | $3,110-41.9% | $3,986-54.7% | $4,291-57.9% |
| Admin fee / account holder | $12,011 | $1,922+524.9% | $6,853+75.3% | $1,588+656.2% |