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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,693 | $71,230+0.7% | $93,727-23.5% | $80,959-11.4% |
| Participation rate | 35.1% | 60.4%-25.3pp | 68.7%-33.6pp | 67.7%-32.6pp |
| Annual return | 11.87% | 11.26%+0.6pp | 133.83%-122.0pp | 35.67%-23.8pp |
| Employer contribution / active EE | $776 | $1,565-50.4% | $2,421-68.0% | $2,757-71.9% |
| Participant deferral / active EE | $2,039 | $4,037-49.5% | $4,417-53.8% | $4,300-52.6% |
| Admin fee / account holder | $1,867 | $6,961-73.2% | $8,292-77.5% | $6,925-73.0% |