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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,553 | $78,705+43.0% | $117,860-4.5% | $70,124+60.5% |
| Participation rate | 51.7% | 73.2%-21.5pp | 79.7%-27.9pp | 69.5%-17.8pp |
| Annual return | 15.22% | 23.30%-8.1pp | 335.10%-319.9pp | 73.14%-57.9pp |
| Employer contribution / active EE | $930 | $2,223-58.2% | $3,786-75.4% | $2,342-60.3% |
| Participant deferral / active EE | $2,929 | $3,297-11.2% | $4,482-34.7% | $3,332-12.1% |
| Admin fee / account holder | $10,896 | $5,065+115.1% | $8,021+35.8% | $4,645+134.6% |