Retirement plan

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JAMES R. GRIFFIN, INC.

Name: JAMES R. GRIFFIN, INC. - 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JAMES R. GRIFFIN, INC. (2025) Form 5500
Creator: JAMES R. GRIFFIN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JAMES R. GRIFFIN, INC., JAMES R. GRIFFIN, INC.

JAMES R. GRIFFIN, INC.EIN 94-1710620Plan #001PY 2025

39199 PASEO PADRE PKWY STE B - FREMONT, CA 945381607510-792-6515LinkedIn11-50 employeesconstruction

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.3M

+19.6% from 2024

Total participants

0.0% from 2024

Average account balance

$188,991

+36.7% from 2024

Annual return

13.68%

+2.94 pp from 2024

Benchmarks

See 37,822 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,822 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.32M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$189K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

116.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$165K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$27K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$14183

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$99K

$16547 / participant

Other / not subdivided$99K100.0%

% of EOY assets

7.505%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$188,991

$114,119+65.6%

$107,187+76.3%

$138,895+36.1%

Participation rate

83.3%

78.1%+5.3pp

75.0%+8.3pp

79.9%+3.4pp

Annual return

13.68%

273.21%-259.5pp

204.55%-190.9pp

145.39%-131.7pp

Employer contribution / active EE

$22,247

$4,059+448.1%

$3,782+488.2%

$4,194+430.4%

Participant deferral / active EE

$5,175

$5,538-6.6%

$5,096+1.6%

$6,396-19.1%

Admin fee / account holder

$14,183

$10,024+41.5%

$9,162+54.8%

$12,562+12.9%

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JAMES R. GRIFFIN, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF JAMES R. GRIFFIN, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion