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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,592 | $81,403+282.8% | $147,027+111.9% | $87,485+256.2% |
| Participation rate | 100.0% | 63.4%+36.6pp | 73.7%+26.3pp | 68.9%+31.1pp |
| Annual return | 18.47% | 16.51%+2.0pp | 20.23%-1.8pp | 26.06%-7.6pp |
| Employer contribution / active EE | $5,627 | $2,205+155.1% | $3,626+55.2% | $2,596+116.7% |
| Participant deferral / active EE | $6,951 | $3,315+109.7% | $4,933+40.9% | $4,274+62.7% |
| Admin fee / account holder | $12,426 | $6,755+84.0% | $12,223+1.7% | $7,775+59.8% |