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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,445 | $87,060-6.4% | $105,591-22.9% | $80,911+0.7% |
| Participation rate | 70.4% | 70.4%-0.1pp | 75.3%-4.9pp | 67.6%+2.7pp |
| Annual return | 13.02% | 17.05%-4.0pp | 116.43%-103.4pp | 35.63%-22.6pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,166-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,629 | $3,986+66.3% | $5,008+32.4% | $4,297+54.3% |
| Admin fee / account holder | $785 | $8,442-90.7% | $11,024-92.9% | $6,935-88.7% |