Retirement plan

COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC. RETIREMENT PLAN

Name: COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC. - COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC. RETIREMENT PLAN (2018) Form 5500
Creator: COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC. RETIREMENT PLAN, COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC.

COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC.EIN 94-1701352Plan #001PY 2018

312 NW 3RD AVENUE - VISALIA, CA 93291559-732-4194

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4.5M

+13.2% from 2017

Total participants

208

-10.0% from 2017

Average account balance

$22,270

+25.5% from 2017

Annual return

6.63%

-4.01 pp from 2017

Benchmarks

See 1,431 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,431 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.65M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

330

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$962K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$238

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2 years Service code 22 · EIN 95-2834236	Insurance Broker	$20,908
ALL VALLEY ADMINISTRATORS, LLC3+ years Service code 15 · EIN 77-0536417 7525 N. CEDAR AVE, SUITE 109 · FRESNO, CA 93720	Recordkeeping	$5,213
TRANSAMERICA RETIREMENT SOLUTIONS3+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 1150 SOUTH OLIVE STREET · LOS ANGELES, CA 900152211	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$11K

$64 / participant

Other / not subdivided$11K100.0%

% of EOY assets

0.253%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SCIACCA AND COMPANY
Auditor EIN: 942777200
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,270

$55,002-59.5%

$59,899-62.8%

$56,289-60.4%

Participation rate

96.6%

75.9%+20.7pp

74.7%+21.9pp

69.9%+26.8pp

Annual return

6.63%

1.13%+5.5pp

3.46%+3.2pp

-9.96%+16.6pp

Employer contribution / active EE

$1,480

$2,448-39.5%

$2,723-45.7%

$2,111-29.9%

Participant deferral / active EE

$1,372

$3,121-56.0%

$3,402-59.7%

$3,350-59.0%

Admin fee / account holder

$56

$236-76.1%

$3,592-98.4%

$521-89.2%

Provider

Service type

Compensation

LPL FINANCIAL2 years

Service code 22 · EIN 95-2834236

Insurance Broker

$20,908

ALL VALLEY ADMINISTRATORS, LLC3+ years

Service code 15 · EIN 77-0536417

7525 N. CEDAR AVE, SUITE 109 · FRESNO, CA 93720

Recordkeeping

$5,213

TRANSAMERICA RETIREMENT SOLUTIONS3+ years

Filed as: TRANSAMERICA LIFE INSURANCE COMPANY

Service code 15 · EIN 39-0989781

1150 SOUTH OLIVE STREET · LOS ANGELES, CA 900152211

Recordkeeping

COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY SERVICES & EMPLOYMENT TRAINING, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion