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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,715 | $168,635-60.4% | $147,617-54.8% | $125,389-46.8% |
| Participation rate | 76.2% | 88.8%-12.6pp | 84.6%-8.4pp | 83.2%-7.0pp |
| Annual return | -2.11% | 77.65%-79.8pp | 61.98%-64.1pp | 282.24%-284.3pp |
| Employer contribution / active EE | $0 | $6,252-100.0% | $5,564-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,466 | $5,507-37.1% | $4,895-29.2% | $5,352-35.2% |
| Admin fee / account holder | $2,088 | $13,580-84.6% | $11,612-82.0% | $9,541-78.1% |