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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,582 | $95,975+37.1% | $74,552+76.5% | $135,382-2.8% |
| Participation rate | 22.2% | 75.7%-53.4pp | 69.1%-46.9pp | 82.6%-60.4pp |
| Annual return | -5.51% | 56.96%-62.5pp | 32.53%-38.0pp | 519.77%-525.3pp |
| Employer contribution / active EE | $1,019 | $2,716-62.5% | $1,961-48.1% | $4,779-78.7% |
| Participant deferral / active EE | $2,322 | $3,844-39.6% | $3,108-25.3% | $5,609-58.6% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,060-100.0% | $10,829-100.0% |