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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,130 | $52,678-31.4% | $75,784-52.3% | $59,633-39.4% |
| Participation rate | 55.3% | 67.2%-12.0pp | 75.8%-20.6pp | 68.7%-13.4pp |
| Annual return | 1.73% | 2.95%-1.2pp | 9.68%-7.9pp | 2041.45%-2039.7pp |
| Employer contribution / active EE | $395 | $2,193-82.0% | $3,323-88.1% | $2,203-82.1% |
| Participant deferral / active EE | $2,001 | $2,591-22.8% | $3,652-45.2% | $3,192-37.3% |
| Admin fee / account holder | $668 | $3,610-81.5% | $5,300-87.4% | $4,297-84.5% |