Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,227 | $76,371-42.1% | $93,621-52.8% | $72,976-39.4% |
| Participation rate | 48.3% | 71.8%-23.5pp | 75.8%-27.6pp | 69.5%-21.2pp |
| Annual return | 14.19% | 25.82%-11.6pp | 32.76%-18.6pp | 81.02%-66.8pp |
| Employer contribution / active EE | $1,586 | $2,276-30.3% | $2,719-41.7% | $2,440-35.0% |
| Participant deferral / active EE | $3,309 | $3,538-6.5% | $4,070-18.7% | $3,608-8.3% |
| Admin fee / account holder | $4,180 | $6,839-38.9% | $7,890-47.0% | $5,124-18.4% |