Retirement plan

PLACER COMMUNITY ACTION COUNCIL, INC. 403B PLAN

Name: PLACER COMMUNITY ACTION COUNCIL, INC. - PLACER COMMUNITY ACTION COUNCIL, INC. 403B PLAN (2023) Form 5500
Creator: PLACER COMMUNITY ACTION COUNCIL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PLACER COMMUNITY ACTION COUNCIL, INC. 403B PLAN, PLACER COMMUNITY ACTION COUNCIL, INC.

PLACER COMMUNITY ACTION COUNCIL, INC.EIN 94-1647240Plan #002PY 2023

1166 HIGH STREET - AUBURN, CA 956035110530-885-0432kidzkount.comLinkedIn1-10 employeeseducation management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$5.7M

+19.5% from 2022

Total participants

261

+9.2% from 2022

Average account balance

$22,975

+12.3% from 2022

Annual return

17.47%

+32.18 pp from 2022

Benchmarks

See 1,919 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,919 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$160K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-100.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
AMERICAN REALTY ADVISORS2 years Filed as: AUL AMERICAN UNIT TRUST Service code 66	Insurance mortality and expense charg...	$31,482
ONEDIGITAL INVESTMENT ADVISORS LLC1 year Filed as: ONE DIGITAL INVESTMENT ADVISORS Service code 16	Consulting	$17,010
AMERICAN UNITED LIFE INSURANCE CO9+ years Service code 15 · EIN 35-0145825	Recordkeeping	$368
ONEDIGITAL INVESTMENT ADVISORS LLC1 year Filed as: ONE DIGITAL INVESTMENT Service code 16 · EIN 43-1451524	Consulting	$0

Plan features & details

Pension benefit codes2L2M2K3D

Plan features

2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$3K

$23 / participant

Recordkeeping$3K100.0%

% of EOY assets

0.049%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BFBA, LLP
Auditor EIN: 680000424
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,975

$58,264-60.6%

$86,617-73.5%

$71,495-67.9%

Participation rate

90.2%

65.0%+25.3pp

71.7%+18.5pp

67.9%+22.3pp

Annual return

17.47%

21.63%-4.2pp

591.91%-574.4pp

28.85%-11.4pp

Employer contribution / active EE

$2,489

$2,574-3.3%

$3,023-17.7%

$2,589-3.9%

Participant deferral / active EE

$3,758

$3,436+9.4%

$4,437-15.3%

$4,291-12.4%

Admin fee / account holder

$11

$1,057-98.9%

$5,613-99.8%

$1,588-99.3%

Provider

Service type

Compensation

AMERICAN REALTY ADVISORS2 years

Filed as: AUL AMERICAN UNIT TRUST

Service code 66

Insurance mortality and expense charg...

$31,482

ONEDIGITAL INVESTMENT ADVISORS LLC1 year

Filed as: ONE DIGITAL INVESTMENT ADVISORS

Service code 16

Consulting

$17,010

AMERICAN UNITED LIFE INSURANCE CO9+ years

Service code 15 · EIN 35-0145825

Recordkeeping

$368

ONEDIGITAL INVESTMENT ADVISORS LLC1 year

Filed as: ONE DIGITAL INVESTMENT

Service code 16 · EIN 43-1451524

Consulting

PLACER COMMUNITY ACTION COUNCIL, INC. 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PLACER COMMUNITY ACTION COUNCIL, INC. 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion