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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,257 | $114,712+21.4% | $173,730-19.8% | $87,485+59.2% |
| Participation rate | 72.9% | 73.0%-0.1pp | 79.6%-6.7pp | 68.9%+4.0pp |
| Annual return | 10.65% | 20.18%-9.5pp | 19.96%-9.3pp | 26.06%-15.4pp |
| Employer contribution / active EE | $1,537 | $2,904-47.1% | $4,577-66.4% | $2,596-40.8% |
| Participant deferral / active EE | $3,256 | $4,642-29.8% | $6,326-48.5% | $4,274-23.8% |
| Admin fee / account holder | $2,936 | $10,210-71.2% | $17,523-83.2% | $7,775-62.2% |