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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,257 | $123,478+12.8% | $216,567-35.7% | $94,015+48.1% |
| Participation rate | 72.9% | 75.1%-2.2pp | 81.6%-8.7pp | 70.8%+2.1pp |
| Annual return | 10.65% | 23.61%-13.0pp | 12.94%-2.3pp | 17.84%-7.2pp |
| Employer contribution / active EE | $1,537 | $3,136-51.0% | $5,216-70.5% | $2,790-44.9% |
| Participant deferral / active EE | $3,256 | $4,556-28.5% | $6,191-47.4% | $4,249-23.4% |
| Admin fee / account holder | $2,936 | $12,753-77.0% | $21,981-86.6% | $8,951-67.2% |