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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,257 | $108,825+28.0% | $156,181-10.8% | $82,448+68.9% |
| Participation rate | 72.9% | 72.4%+0.5pp | 78.8%-5.9pp | 68.1%+4.8pp |
| Annual return | 10.65% | 20.59%-9.9pp | 64.87%-54.2pp | 41.64%-31.0pp |
| Employer contribution / active EE | $1,537 | $2,870-46.4% | $4,294-64.2% | $2,551-39.7% |
| Participant deferral / active EE | $3,256 | $4,577-28.9% | $6,132-46.9% | $4,139-21.3% |
| Admin fee / account holder | $2,936 | $9,341-68.6% | $14,586-79.9% | $7,234-59.4% |