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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,660 | $56,200-57.9% | $67,653-65.0% | $59,633-60.3% |
| Participation rate | 56.7% | 71.5%-14.8pp | 75.7%-19.0pp | 68.7%-12.0pp |
| Annual return | -0.90% | 18506.71%-18507.6pp | 6625.22%-6626.1pp | 2041.40%-2042.3pp |
| Employer contribution / active EE | $469 | $1,615-70.9% | $2,266-79.3% | $2,203-78.7% |
| Participant deferral / active EE | $1,889 | $2,843-33.6% | $3,560-46.9% | $3,192-40.8% |
| Admin fee / account holder | $77 | $3,959-98.1% | $4,821-98.4% | $4,297-98.2% |