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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,450 | $211,946-82.3% | $169,452-77.9% | $135,379-72.3% |
| Participation rate | 83.3% | 82.6%+0.7pp | 77.8%+5.6pp | 82.6%+0.7pp |
| Annual return | -7.76% | 3.26%-11.0pp | 1.83%-9.6pp | 519.79%-527.5pp |
| Employer contribution / active EE | $2,507 | $5,117-51.0% | $4,157-39.7% | $4,779-47.6% |
| Participant deferral / active EE | $4,551 | $6,075-25.1% | $5,277-13.8% | $5,609-18.9% |
| Admin fee / account holder | $1,465 | $11,472-87.2% | $9,110-83.9% | $10,828-86.5% |