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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,638 | $133,998-44.3% | $112,263-33.5% | $134,545-44.5% |
| Participation rate | 80.0% | 78.6%+1.4pp | 75.1%+4.9pp | 81.2%-1.2pp |
| Annual return | -14.47% | 47.17%-61.6pp | 27.49%-42.0pp | 418.37%-432.8pp |
| Employer contribution / active EE | $5,205 | $4,040+28.8% | $3,636+43.1% | $4,742+9.8% |
| Participant deferral / active EE | $304 | $5,292-94.3% | $4,729-93.6% | $6,401-95.3% |
| Admin fee / account holder | $13,695 | $7,493+82.8% | $6,410+113.6% | $11,431+19.8% |