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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,742 | $111,535-65.3% | $105,223-63.2% | $137,256-71.8% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 15.04% | 237.85%-222.8pp | 180.65%-165.6pp | 220.34%-205.3pp |
| Employer contribution / active EE | $10,700 | $3,939+171.6% | $3,689+190.1% | $4,156+157.5% |
| Participant deferral / active EE | $2,427 | $5,500-55.9% | $5,072-52.2% | $6,407-62.1% |
| Admin fee / account holder | $450 | $9,721-95.4% | $8,859-94.9% | $12,270-96.3% |