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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,426 | $110,137+17.5% | $161,149-19.7% | $82,637+56.6% |
| Participation rate | 92.3% | 72.4%+20.0pp | 78.8%+13.5pp | 68.1%+24.3pp |
| Annual return | 11.09% | 20.69%-9.6pp | 21.16%-10.1pp | 53.51%-42.4pp |
| Employer contribution / active EE | $2,611 | $2,856-8.6% | $4,360-40.1% | $2,552+2.3% |
| Participant deferral / active EE | $7,088 | $4,575+54.9% | $6,153+15.2% | $4,126+71.8% |
| Admin fee / account holder | $21,169 | $9,467+123.6% | $15,194+39.3% | $7,339+188.5% |