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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,352 | $99,345+551.6% | $84,753+663.8% | $273,972+136.3% |
| Participation rate | 76.9% | 80.7%-3.8pp | 76.6%+0.3pp | 83.0%-6.1pp |
| Annual return | -4.77% | 22.93%-27.7pp | 22.78%-27.6pp | 41.46%-46.2pp |
| Employer contribution / active EE | $10,414 | $4,214+147.1% | $3,574+191.4% | $4,869+113.9% |
| Participant deferral / active EE | $10,084 | $4,270+136.2% | $3,712+171.7% | $5,287+90.7% |
| Admin fee / account holder | $94,962 | $6,645+1329.0% | $5,333+1680.6% | $10,133+837.2% |