Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,182 | $98,766+12.6% | $149,730-25.7% | $79,852+39.2% |
| Participation rate | 52.2% | 75.8%-23.6pp | 82.5%-30.3pp | 69.6%-17.5pp |
| Annual return | 8.63% | 27.43%-18.8pp | 276.70%-268.1pp | 31.72%-23.1pp |
| Employer contribution / active EE | $497 | $3,217-84.6% | $4,645-89.3% | $2,471-79.9% |
| Participant deferral / active EE | $5,792 | $5,681+2.0% | $6,843-15.3% | $3,740+54.9% |
| Admin fee / account holder | $5,502 | $6,052-9.1% | $9,310-40.9% | $5,306+3.7% |