Retirement plan

JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN

Name: JESUIT HIGH SCHOOL OF SACRAMENTO - JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN (2020) Form 5500
Creator: JESUIT HIGH SCHOOL OF SACRAMENTO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN, JESUIT HIGH SCHOOL OF SACRAMENTO

JESUIT HIGH SCHOOL OF SACRAMENTOEIN 94-1525873Plan #002PY 2020

1200 JACOB LN - CARMICHAEL, CA 956086024916-480-2115LinkedIn51-200 employeesreligious institutions

Other plans on this EIN

1 filing

#001Retirement-$7.1M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$20.7M

+12.6% from 2019

Total participants

151

+0.7% from 2019

Average account balance

$140,871

+12.6% from 2019

Annual return

14.74%

-5.53 pp from 2019

Benchmarks

See 1,462 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,462 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$27.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$169K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

161

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.66M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$369

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CAPFINANCIAL PARTNERS LLC1 year Filed as: CAPFINANCIAL SECURITIES LLC Service code 26 · EIN 46-4350797	Advisory (Participants)	$62,146
AMERICAN UNITED LIFE INSURANCE CO6+ years Service code 37 · EIN 35-0145825	Loan Processing	$17,172

Plan features & details

Pension benefit codes2F2G2L2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$63K

$491 / participant

Contract admin$63K100.0%

% of EOY assets

0.303%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LEE CPA AUDIT GROUP
Auditor EIN: 814637885
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$140,871

$65,322+115.7%

$70,494+99.8%

$73,497+91.7%

Participation rate

96.9%

77.0%+19.9pp

75.1%+21.8pp

70.7%+26.2pp

Annual return

14.74%

15.71%-1.0pp

109.16%-94.4pp

28.51%-13.8pp

Employer contribution / active EE

$6,453

$2,460+162.3%

$2,738+135.7%

$2,270+184.3%

Participant deferral / active EE

$6,647

$3,375+97.0%

$3,711+79.1%

$3,740+77.7%

Admin fee / account holder

$427

$214+99.7%

$3,848-88.9%

$513-16.7%

Provider

Service type

Compensation

CAPFINANCIAL PARTNERS LLC1 year

Filed as: CAPFINANCIAL SECURITIES LLC

Service code 26 · EIN 46-4350797

Advisory (Participants)

$62,146

AMERICAN UNITED LIFE INSURANCE CO6+ years

Service code 37 · EIN 35-0145825

Loan Processing

$17,172

JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JESUIT HIGH SCHOOL OF SACRAMENTO EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion