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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $4,720 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,655 | $71,523-1.2% | $98,461-28.2% | $71,511-1.2% |
| Participation rate | 89.1% | 72.7%+16.4pp | 75.2%+13.9pp | 67.9%+21.1pp |
| Annual return | 15.66% | 32.43%-16.8pp | 21.17%-5.5pp | 28.86%-13.2pp |
| Employer contribution / active EE | $2,198 | $2,399-8.4% | $3,049-27.9% | $2,589-15.1% |
| Participant deferral / active EE | $2,900 | $4,109-29.4% | $4,738-38.8% | $4,291-32.4% |
| Admin fee / account holder | $21 | $1,676-98.7% | $8,961-99.8% | $1,588-98.7% |