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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,520 | $185,312-45.8% | $161,489-37.8% | $154,746-35.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.23% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $1,624 | $4,769-65.9% | $4,268-61.9% | $4,379-62.9% |
| Participant deferral / active EE | $3,064 | $6,350-51.8% | $5,630-45.6% | $6,730-54.5% |
| Admin fee / account holder | $576 | $18,654-96.9% | $16,006-96.4% | $14,365-96.0% |