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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,556 | $99,994-33.4% | $146,643-54.6% | $85,847-22.5% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 29.55% | 18.93%+10.6pp | 22.75%+6.8pp | 318.61%-289.1pp |
| Employer contribution / active EE | $1,474 | $2,559-42.4% | $4,137-64.4% | $2,565-42.5% |
| Participant deferral / active EE | $4,514 | $4,006+12.7% | $5,506-18.0% | $3,952+14.2% |
| Admin fee / account holder | $5,799 | $7,703-24.7% | $10,280-43.6% | $6,261-7.4% |