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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,021 | $83,485-36.5% | $125,195-57.6% | $72,976-27.3% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 21.66% | 25.77%-4.1pp | 43.79%-22.1pp | 81.02%-59.4pp |
| Employer contribution / active EE | $3,027 | $2,346+29.1% | $3,866-21.7% | $2,440+24.1% |
| Participant deferral / active EE | $6,409 | $3,586+78.7% | $4,937+29.8% | $3,608+77.6% |
| Admin fee / account holder | $4,481 | $5,518-18.8% | $9,704-53.8% | $5,124-12.5% |