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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,169 | $63,354+10.8% | $94,105-25.4% | $82,637-15.1% |
| Participation rate | 78.9% | 63.8%+15.1pp | 71.9%+7.0pp | 68.1%+10.9pp |
| Annual return | 12.31% | 34.36%-22.0pp | 204.55%-192.2pp | 53.51%-41.2pp |
| Employer contribution / active EE | $1,407 | $1,760-20.1% | $2,504-43.8% | $2,552-44.9% |
| Participant deferral / active EE | $2,999 | $2,873+4.4% | $3,881-22.7% | $4,126-27.3% |
| Admin fee / account holder | $3,202 | $5,073-36.9% | $6,199-48.3% | $7,339-56.4% |