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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,632 | $165,399-12.6% | $149,745-3.4% | $158,982-9.0% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 7.46% | 348.34%-340.9pp | 276.72%-269.3pp | 302.99%-295.5pp |
| Employer contribution / active EE | $3,770 | $5,105-26.1% | $4,646-18.9% | $4,763-20.8% |
| Participant deferral / active EE | $8,298 | $7,183+15.5% | $6,843+21.3% | $5,983+38.7% |
| Admin fee / account holder | $414 | $10,811-96.2% | $9,312-95.6% | $11,252-96.3% |