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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,157 | $89,370+34.4% | $141,197-14.9% | $72,976+64.7% |
| Participation rate | 78.6% | 75.1%+3.4pp | 82.5%-3.9pp | 69.5%+9.1pp |
| Annual return | 17.65% | 111.88%-94.2pp | 71.41%-53.8pp | 81.02%-63.4pp |
| Employer contribution / active EE | $3,221 | $3,115+3.4% | $4,736-32.0% | $2,440+32.0% |
| Participant deferral / active EE | $7,071 | $5,419+30.5% | $6,710+5.4% | $3,608+96.0% |
| Admin fee / account holder | $367 | $5,957-93.8% | $10,265-96.4% | $5,124-92.8% |