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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,943 | $95,895+131.4% | $79,576+178.9% | $134,509+65.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -13.48% | -2.72%-10.8pp | 0.15%-13.6pp | 418.13%-431.6pp |
| Employer contribution / active EE | $10,687 | $3,128+241.6% | $2,413+342.8% | $4,741+125.4% |
| Participant deferral / active EE | $10,135 | $4,693+116.0% | $3,985+154.3% | $6,400+58.4% |
| Admin fee / account holder | $16,113 | $9,129+76.5% | $6,834+135.8% | $11,427+41.0% |