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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,944 | $73,955-10.8% | $96,520-31.7% | $75,181-12.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 19.06% | 26.72%-7.7pp | 35.72%-16.7pp | 160.69%-141.6pp |
| Employer contribution / active EE | $4,589 | $2,930+56.6% | $3,739+22.8% | $2,671+71.9% |
| Participant deferral / active EE | $2,341 | $3,659-36.0% | $4,879-52.0% | $4,126-43.3% |
| Admin fee / account holder | $882 | $5,217-83.1% | $6,733-86.9% | $5,650-84.4% |