Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3 years Filed as: LPL FINANCIAL FBO STEVE BARRIL Service code 15 PO BOX 502533 · SAN DIEGO, CA 92150 | Recordkeeping | $21,454 |
PAYCHEX, INC.1 year Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $5,815 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,535 | $55,636-23.5% | $81,991-48.1% | $73,493-42.1% |
| Participation rate | 71.1% | 62.3%+8.8pp | 69.3%+1.9pp | 70.7%+0.5pp |
| Annual return | 16.43% | 19.07%-2.6pp | 41.31%-24.9pp | 28.51%-12.1pp |
| Employer contribution / active EE | $361 | $1,625-77.8% | $2,498-85.5% | $2,270-84.1% |
| Participant deferral / active EE | $3,871 | $2,762+40.1% | $3,722+4.0% | $3,740+3.5% |
| Admin fee / account holder | $180 | $493-63.5% | $5,665-96.8% | $513-65.0% |