Retirement plan

CALIFORNIA TEACHERS ASSOCIATIO 401 K PROFIT SHARING PLAN TRUST

Name: CALIFORNIA TEACHERS ASSOCIATIO - CALIFORNIA TEACHERS ASSOCIATIO 401 K PROFIT SHARING PLAN TRUST (2017) Form 5500
Creator: CALIFORNIA TEACHERS ASSOCIATIO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CALIFORNIA TEACHERS ASSOCIATIO 401 K PROFIT SHARING PLAN TRUST, CALIFORNIA TEACHERS ASSOCIATIO

CALIFORNIA TEACHERS ASSOCIATIOEIN 94-1450149Plan #001PY 2017

5334 N FRESNO STREET - FRESNO, CA 93710559-224-8430cta.orgLinkedIn201-500 employeeseducation management

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$50K

+72.6% from 2016

Total participants

+16.7% from 2016

Average account balance

$8,321

+72.6% from 2016

Annual return

15.29%

+8.47 pp from 2016

Benchmarks

See 5,617 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort5,617 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$269K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$22K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$19K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$184

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$788

$113 / participant

Other / not subdivided$788100.0%

% of EOY assets

1.578%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$8,321

$73,518-88.7%

$63,003-86.8%

$147,585-94.4%

Participation rate

85.7%

77.9%+7.8pp

74.8%+10.9pp

82.8%+2.9pp

Annual return

15.29%

175.46%-160.2pp

87.59%-72.3pp

578.57%-563.3pp

Employer contribution / active EE

$1,870

$3,322-43.7%

$2,760-32.2%

$4,876-61.6%

Participant deferral / active EE

$498

$4,183-88.1%

$3,329-85.0%

$5,439-90.8%

Admin fee / account holder

$131

$5,952-97.8%

$3,600-96.4%

$10,885-98.8%

CALIFORNIA TEACHERS ASSOCIATIO 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CALIFORNIA TEACHERS ASSOCIATIO 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion