Filed September 4, 2015 (most recent of 4 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,081 | $49,280-91.7% | $67,313-93.9% | $64,173-93.6% |
| Participation rate | 57.1% | 60.8%-3.6pp | 69.1%-11.9pp | 69.6%-12.4pp |
| Annual return | -1.86% | -1.39%-0.5pp | -4.08%+2.2pp | 7.63%-9.5pp |
| Employer contribution / active EE | $717 | $1,668-57.0% | $2,566-72.0% | $2,381-69.9% |
| Participant deferral / active EE | $1,075 | $2,484-56.7% | $3,568-69.9% | $3,470-69.0% |
| Admin fee / account holder | $1,696 | $3,863-56.1% | $4,507-62.4% | $4,887-65.3% |