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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,659 | $99,652+75.3% | $78,778+121.7% | $147,586+18.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 14.42% | 47.28%-32.9pp | 35.62%-21.2pp | 578.59%-564.2pp |
| Employer contribution / active EE | $2,024 | $2,796-27.6% | $1,986+1.9% | $4,876-58.5% |
| Participant deferral / active EE | $8,085 | $3,664+120.7% | $2,958+173.3% | $5,439+48.7% |
| Admin fee / account holder | $15,486 | $7,155+116.4% | $5,134+201.6% | $10,886+42.3% |