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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,026 | $93,346+55.4% | $71,796+102.0% | $273,972-47.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 6.39% | 130.39%-124.0pp | 78.04%-71.6pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,966 | $2,733-28.1% | $1,924+2.1% | $4,869-59.6% |
| Participant deferral / active EE | $8,475 | $3,475+143.9% | $2,794+203.3% | $5,287+60.3% |
| Admin fee / account holder | $2,793 | $6,571-57.5% | $4,815-42.0% | $10,133-72.4% |