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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,963 | $100,792+260.1% | $86,691+318.7% | $134,509+169.8% |
| Participation rate | 90.9% | 78.9%+12.0pp | 76.6%+14.3pp | 81.2%+9.7pp |
| Annual return | -21.29% | 29.08%-50.4pp | 35.94%-57.2pp | 418.13%-439.4pp |
| Employer contribution / active EE | $16,150 | $3,491+362.7% | $2,837+469.3% | $4,741+240.7% |
| Participant deferral / active EE | $18,519 | $5,339+246.9% | $4,656+297.7% | $6,400+189.3% |
| Admin fee / account holder | $14,739 | $10,924+34.9% | $7,492+96.7% | $11,427+29.0% |