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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,864 | $72,177-42.0% | $115,038-63.6% | $59,633-29.8% |
| Participation rate | 47.2% | 72.6%-25.4pp | 81.4%-34.2pp | 68.7%-21.5pp |
| Annual return | -0.51% | 12.02%-12.5pp | 26.14%-26.7pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $1,105 | $2,841-61.1% | $4,608-76.0% | $2,203-49.8% |
| Participant deferral / active EE | $2,480 | $4,783-48.1% | $6,026-58.8% | $3,192-22.3% |
| Admin fee / account holder | $2,351 | $4,927-52.3% | $8,175-71.2% | $4,297-45.3% |