Retirement plan

BELL-CARTER FOODS, INC. EMPLOYEE RETIREMENT PLAN

Name: BELL-CARTER FOODS, INC. - BELL-CARTER FOODS, INC. EMPLOYEE RETIREMENT PLAN (2017) Form 5500
Creator: BELL-CARTER FOODS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BELL-CARTER FOODS, INC. EMPLOYEE RETIREMENT PLAN, BELL-CARTER FOODS, INC.

BELL-CARTER FOODS, INC.EIN 94-1338890Plan #002PY 2017

3742 MT. DIABLO BLVD. - LAFAYETTE, CA 94549925-284-5933ilovelindsay.comLinkedIn201-500 employeesfood production

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$37.6M

+14.9% from 2016

Total participants

468

+6.4% from 2016

Average account balance

$80,983

+8.2% from 2016

Annual return

16.93%

+9.67 pp from 2016

Benchmarks

See 684 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort684 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$121K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

312

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.66M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$309

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.3+ years Service code 15 · EIN 94-1347393	Recordkeeping	$85,949
WOODBURY FINANCIAL SERVICES1 year Service code 10 · EIN 41-0944586	Accounting	$15,334
ARMANINO LLP3+ years Service code 10 · EIN 94-6214810	Accounting	$7,933

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$109K

$279 / participant

Other / not subdivided$109K100.0%

% of EOY assets

0.291%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ARMANINO LLP
Auditor EIN: 946214810
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$80,983

$53,925+50.2%

$75,501+7.3%

$69,631+16.3%

Participation rate

99.0%

71.2%+27.8pp

72.4%+26.6pp

70.7%+28.3pp

Annual return

16.93%

17.84%-0.9pp

27.35%-10.4pp

27571.02%-27554.1pp

Employer contribution / active EE

$1,873

$1,802+3.9%

$2,352-20.4%

$2,032-7.9%

Participant deferral / active EE

$3,092

$2,569+20.3%

$3,142-1.6%

$3,224-4.1%

Admin fee / account holder

$235

$97+142.4%

$5,801-95.9%

$110+113.1%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.3+ years

Service code 15 · EIN 94-1347393

Recordkeeping

$85,949

WOODBURY FINANCIAL SERVICES1 year

Service code 10 · EIN 41-0944586

Accounting

$15,334

ARMANINO LLP3+ years

Service code 10 · EIN 94-6214810

Accounting

$7,933

BELL-CARTER FOODS, INC. EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BELL-CARTER FOODS, INC. EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion