Retirement plan

ALASKA RENT-A-CAR, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: ALASKA RENT-A-CAR, INC. - ALASKA RENT-A-CAR, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2015) Form 5500
Creator: ALASKA RENT-A-CAR, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALASKA RENT-A-CAR, INC. EMPLOYEE STOCK OWNERSHIP PLAN, ALASKA RENT-A-CAR, INC.

ALASKA RENT-A-CAR, INC.EIN 94-1328322Plan #001PY 2015

P.O. BOX 190028 - ANCHORAGE, AK 995190028907-243-4300LinkedIn51-200 employeesretail

Prospect flagsHigh feesHigh cash

How to read this page

Total assets (EOY)

$11.2M

No prior year

Total participants

131

No prior year

Average account balance

$88,478

No prior year

Annual return

6.26%

No prior year

Benchmarks

See 3,171 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants25-99

Cohort3,171 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.41M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$79K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

207

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$450K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$528

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
BSI1+ years Service code 13 · EIN 95-4396363	Contract Administrator	$23,535
BDO USA, LLP1+ years Filed as: BDO, USA LLP Service code 10 · EIN 13-5381590	Accounting	$15,474
CHARTWELL FINANCIAL ADVISORY, INC.1+ years Service code 34 · EIN 36-4799908	Valuation (appraisals, etc.)	$14,500
FIDUCIARY INVESTMENT ADVISORS1+ years Filed as: FIDUCIARY SERVICES, INC. Service code 21 · EIN 14-1886375	Bank Trustee	$11,501

Plan features & details

Pension benefit codes2I2P2Q

Plan features

2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$65K

$686 / participant

Contract admin$23K34.6%
Other / not subdivided$43K65.4%

% of EOY assets

0.580%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$88,478

$44,850+97.3%

$60,547+46.1%

$59,632+48.4%

Participation rate

95.8%

59.5%+36.3pp

68.0%+27.8pp

68.7%+27.1pp

Annual return

6.26%

1074.14%-1067.9pp

335.64%-329.4pp

2041.32%-2035.1pp

Employer contribution / active EE

$4,211

$1,462+188.0%

$2,419+74.0%

$2,203+91.2%

Participant deferral / active EE

$2,230-100.0%

$3,328-100.0%

$3,192-100.0%

Admin fee / account holder

$513

$3,635-85.9%

$4,536-88.7%

$4,297-88.1%

Provider

Service type

Compensation

BSI1+ years

Service code 13 · EIN 95-4396363

Contract Administrator

$23,535

BDO USA, LLP1+ years

Filed as: BDO, USA LLP

Service code 10 · EIN 13-5381590

Accounting

$15,474

CHARTWELL FINANCIAL ADVISORY, INC.1+ years

Service code 34 · EIN 36-4799908

Valuation (appraisals, etc.)

$14,500

FIDUCIARY INVESTMENT ADVISORS1+ years

Filed as: FIDUCIARY SERVICES, INC.

Service code 21 · EIN 14-1886375

Bank Trustee

$11,501

ALASKA RENT-A-CAR, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALASKA RENT-A-CAR, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion