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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,454 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,751 | $77,638+248.7% | $156,552+72.9% | $62,881+330.6% |
| Participation rate | 95.2% | 71.2%+24.0pp | 84.0%+11.1pp | 69.3%+25.9pp |
| Annual return | 8.58% | 50.33%-41.7pp | 32.23%-23.6pp | 20.14%-11.6pp |
| Employer contribution / active EE | $16,262 | $3,444+372.2% | $5,501+195.6% | $2,281+613.0% |
| Participant deferral / active EE | $14,351 | $3,046+371.2% | $4,871+194.6% | $3,203+348.1% |
| Admin fee / account holder | $142 | $5,561-97.5% | $13,028-98.9% | $4,296-96.7% |