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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,344 | $65,566-53.7% | $86,235-64.8% | $75,177-59.6% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 8.94% | 46.07%-37.1pp | 1170.03%-1161.1pp | 160.75%-151.8pp |
| Employer contribution / active EE | $328 | $1,553-78.9% | $2,381-86.2% | $2,671-87.7% |
| Participant deferral / active EE | $1,266 | $3,023-58.1% | $3,987-68.2% | $4,126-69.3% |
| Admin fee / account holder | $832 | $5,470-84.8% | $6,856-87.9% | $5,651-85.3% |