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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,757 | $50,947+15.3% | $74,551-21.2% | $64,173-8.4% |
| Participation rate | 40.0% | 61.1%-21.1pp | 69.1%-29.1pp | 69.6%-29.6pp |
| Annual return | -3.28% | -1.85%-1.4pp | 32.53%-35.8pp | 7.63%-10.9pp |
| Employer contribution / active EE | $378 | $1,115-66.1% | $1,961-80.7% | $2,381-84.1% |
| Participant deferral / active EE | $1,201 | $2,302-47.8% | $3,108-61.4% | $3,470-65.4% |
| Admin fee / account holder | $3,668 | $4,221-13.1% | $5,059-27.5% | $4,887-25.0% |