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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,419 | $51,184+39.5% | $66,439+7.5% | $86,983-17.9% |
| Participation rate | 66.7% | 68.5%-1.8pp | 74.5%-7.8pp | 69.5%-2.9pp |
| Annual return | 11.49% | 17.07%-5.6pp | 757.66%-746.2pp | 25.83%-14.3pp |
| Employer contribution / active EE | $2,157 | $2,023+6.6% | $2,637-18.2% | $2,584-16.6% |
| Participant deferral / active EE | $9,114 | $2,927+211.3% | $3,876+135.1% | $4,194+117.3% |
| Admin fee / account holder | $14,168 | $4,154+241.1% | $6,173+129.5% | $7,856+80.4% |