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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,365 | $53,837-8.3% | $75,714-34.8% | $85,847-42.5% |
| Participation rate | 50.6% | 69.1%-18.4pp | 74.8%-24.2pp | 69.3%-18.7pp |
| Annual return | 114.97% | 24.54%+90.4pp | 104.62%+10.3pp | 318.61%-203.6pp |
| Employer contribution / active EE | $1,240 | $2,017-38.5% | $2,744-54.8% | $2,565-51.6% |
| Participant deferral / active EE | $5,384 | $2,895+86.0% | $3,820+40.9% | $3,952+36.2% |
| Admin fee / account holder | $409 | $3,339-87.8% | $3,619-88.7% | $6,261-93.5% |