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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,871 | $53,127+234.8% | $86,597+105.4% | $70,131+153.6% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 12.37% | 27.66%-15.3pp | 964.96%-952.6pp | 73.14%-60.8pp |
| Employer contribution / active EE | $6,040 | $2,068+192.1% | $2,840+112.7% | $2,342+157.9% |
| Participant deferral / active EE | $12,956 | $2,696+380.6% | $3,609+259.0% | $3,332+288.9% |
| Admin fee / account holder | $18,242 | $3,585+408.8% | $4,906+271.8% | $4,645+292.7% |